Welcome to Dynamic Benefit Solutions
Quality Protection For Your Employees
Customizing your Company's Insurance Benefits for employees is simple with Dynamic Benefit Solutions. I believe small business owners today, more than ever struggle to find cost effective ways to attract and retain quality employees. This can be difficult when you consider the larger employers are providing health insurance and other benefits. We  are experts at creating bundle choices for your specific needs. We have been providing insurance services for North Carolina since 2013. Sign up today and receive protection from one of the best in the industry.
Why Offer Benefits To Your Employees
Employees are the heart of any great business, and key employees and leaders are essential to long term success for the company. Once you get a great team in place and they’re performing well, it’s a significant loss to lose any of your employees. Benefits are no longer a perk in today’s business world; they’re an expected part of compensation. These types of benefits can be quite costly for small businesses, at first glance, so why offer benefits to your employees? Since payroll is already the largest item on most employers’ balance sheets, and recruiting new employees cost the company time and money, you want to be able to attract and retain the best employees possible. In competitive fields where workers have multiple options, offering benefits is a must. Employers who offer benefits usually have a wider selection of candidates to choose from. While offering employee benefits may cost an employer initially, the long term advantages outweigh these costs. By creating a stable, healthy environment and a company culture that values their employees, you are setting your business apart from the competition and setting it up for success.
Under a Premium Only Plan, which is regulated by Section 125 of the Internal Revenue Code, employees will save an average of 30% on insurance premiums they deduct from their pay. That's because your Premium Only Plan allows premiums to be deducted on a pre-tax basis. An employer also saves about 7.65%(the FICA match) on every dollar their employees deduct. An employer can start a Premium Only Plan anytime. It is simple to start so why wait?
By offering high quality benefits you will attract and retain more qualified candidates for your business, and keep your current employees happy.
When employees have access to wellness, preventive care doctor visits and Telemedicine programs, your company’s overall business environment is healthier. Fewer employees are out for sick days which equal increased productivity and profitability
By offering a robust benefits package, an employer shows a vested interest in their employees. Benefits can keep employees happier and healthier, with fewer turnovers in the company.
Services We Offer
Dynamic Benefit Solutions is committed to offering clients the highest levels of protection at a price that fits their budget. We have the necessary tools and experience to cover all your insurance needs, and create a custom-built website upon request. Contact our expert consultants to learn more about our range of products, including Health, Dental, Vision, Disability and Voluntary Benefits.
Medical Insurance
The primary reason companies offer health insurance is for the health and well-being of their employees as well as recruiting and retention purposes. Health insurance gives employees access to doctors when they are sick and to prevent future sickness. It can also be a valuable form of compensation because it is a tax deduction for the company and Employees get the benefit tax free.Â
Carrier Option: • United Health Care, BCBS, Aetna, Cigna
Dental Insurance
Regular dental care is important to your employees. Dental insurance plans typically provide preventive, basic and major coverage, which may include check-ups, exams, cleanings, fillings, extractions, root canals, and dentures. Â In a competitive job market, dental insurance is consistently one of the most sought after employee benefits, and companies offering it typically experience high employee satisfaction. 82% of employees will purchase Dental if available. If dental issues go undetected and untreated, they can eventually develop into major issues with high cost to your employees.
Vision Insurance
72% of employees want vision added to their benefit packages.  Beyond helping maintain healthy vision, eye exams may help detect high blood pressure, diabetes, high cholesterol, and even brain tumors.  We designed our vision plan so individuals and their families can be more proactive about caring for their vision. You can provide quality eye care your employees are looking for. It’s an affordable and easy way to enhance your benefits package. You can choose a plan design that works for your company and your employees.
Life Insurance
Our life insurance policies allow you to offer needed life protection while also meeting your company’s goals. Whether you choose employee paid, employer-paid or shared funding plans, your employees will appreciate the opportunity to enhance their coverage since many employees don’t have access to life coverage outside of work. Life insurance policies are designed to provide additional protection to help maintain a family’s lifestyle if the unthinkable were to happen.
Disability
Your employees income is their most important financial asset. Many people have little to fall back on if an injury or illness prevents them from working. Disability insurance helps households stay afloat while employees recover.
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Short Term Disability: This benefit pays a portion of an employee’s compensation for several weeks or months while they are out of work recovering from an accident or sickness.
Long Term Disability: Long term disability typically begins where short term disability leaves off, providing benefits for illnesses and injuries with longer recovery periods. They maybe several months to years.
Voluntary Benefits
Offering Voluntary benefits allows the company to offer a comprehensive benefits package while leveling the playing field with their competitors. It is a minimal cost to the employer and easy to administer. For the employees, it allows them to have flexible programs to fit their personal needs and budget. They also Help supplement high deductibles , co-pays and helps with out of pocket expenses major medical doesn’t cover. Examples of Voluntary Products:
Cancer/ Critical Care
Dental and Vision
Accident
Hospital Indemnity
Website for Employee Benefits & Centralize All Your HR Efforts
Streamline Employee Management by knowing instantly when enrollment events occur and minimize claim and billing issues.
Easy to navigate self-service portal for employee benefits.
Paper Forms and files are replaced by a centralized HR management system and an employee portal that's always up to date. It provides quick access to reports and tools for employers, HR's and employees.
It's customizable for every business including the look, new hire forms, accessibility and HR management.
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A Bit About Us
Dynamic Benefit Solutions, specializes in providing enhanced compensation plans to our corporate clients. Our goal is to provide our clients with a seamless process of benefit selections, enrollment platforms and service that exceeds expectation. We have partnered with the top brokers in the country to ensure competitive pricing, benefits and enrollment platforms. Dynamic Benefit Solutions only represents the strongest brands in the market such as Guardian, TransAmerica, Mutual, Principal, Companion, UHC, Aetna and Cigna. We work with only the market leaders to ensure the best products for you and your families. Service is our strength. Dynamic Benefit Solutions provides turn-key enrollment solutions for your business through our personal communications process. We assist our corporate clients and their employees in understanding, as well as helping each employee tailor a specific package that meets their overall benefit needs. We want our employers and employees to understand the benefits available and help them every step of the way.Our experts are here for your every insurance need and will be happy to schedule an appointment with you to go over your company's needs.